Hurt In An Accident? Learn What Makes An Insurer Settle

Posted on: 12 July 2022

If you have been hurt in a vehicle accident that was not your fault, you may be owed money damages by the other driver's insurance company. These companies prefer to settle the case rather than go to court. Read on to find out what factors can push an insurer to settle the case.

Settle and Get Paid Fast

When you settle your accident case, you agree to be paid a certain amount of money in return for not taking the case to court. This way of doing things means a faster and usually easier way to be paid. The insurer for the at-fault driver also wants to settle because taking cases to court is expensive.

Settle for the Right Amount

Settling your case should not mean taking less than you are owed. Speak to a personal injury lawyer and find out what to expect with a settlement offer. Many insurers offer an inadequate amount of money compared to what victims should be paid. Unfortunately, many victims accept a low payment because they don't know any better.

Take Your Medical Situation Seriously

See a doctor after an accident and follow their orders. Your physical injuries are important if you want to be paid what you deserve. Medical treatment along with the records of that treatment is evidence of a prime form of accident damage. You are entitled to be paid for your medical expenses. Pain and suffering are also affiliated with medical expenses. The insurer will use the dollar amount of your medical treatment to form a settlement offer.

Gather Evidence

Accident evidence is important. The more you have, the quicker you can be paid and the more the settlement can be. As soon as possible after the accident, begin to gather evidence to take to your personal injury lawyer. The evidence you present to your lawyer helps them evaluate your case. That, in turn, helps your lawyer form a demand for the other side. A demand that mentions evidence can be very convincing and result in a settlement offer. These are some common forms of evidence:

  • The accident or police report.
  • Your medical records, insurance paperwork, receipts, and other medical documents.
  • Photos of your injuries, your wrecked vehicle, and the accident scene.
  • Estimates of vehicle damage repairs.
  • A list of time missed from work with documents showing your pay rate.

A settlement may be offered by the other side that is too low. Don't give up, though. Speak to a personal injury lawyer and get paid what you deserve. For more information, contact a company like Hensley Law Office.