How To Know If You Might Qualify For Workers Compensation

Posted on: 8 March 2022

If you have been injured at work and you are facing a lot of missed work due to your injuries, you might want to apply for worker's compensation. A lot of people will not even try to apply, assuming that they either do not qualify or that the process will simply be too difficult and just don't attempt it. You do not want to make such mistakes. Instead, you will want to spend a little time reviewing the following information so you will have a better understanding of whether you should go ahead and apply:

You Are Within The Reporting Time Frame

If you wait too long to report the work-related injuries to your employer and you wait too long to file for worker's compensation, you may not be able to get the compensation you need. When you are within the time frame, which varies from one state to the next, you may qualify for compensation payments while you work on recovery from your injuries.

Your Injuries Occurred While You Were On The Clock

You need to be a regular employee of the company and not an independent contractor or freelancer that was doing some work for them. You also need to have been on the clock working when the injury occurred. If your injuries occurred elsewhere or on the property but it was outside of your shift and you were already clocked out, then you may not qualify for the worker's compensation.

Your Employer Must Have Workers Compensation Insurance

If your employer does not have worker's compensation insurance, then you will not be able to collect. You can verify their insurance standing by contacting their human resources department if you are not able to get answers elsewhere. If they do not have workers comp insurance, you may be able to receive compensation through another route, such as a lawsuit or unemployment if you need to leave your position due to your injuries and the working conditions you were subjected to.

You do not want to be stuck without any compensation during the time you are off of work, especially when your injuries were the result of tasks you were performing while on the clock. The best thing to do is to talk to a worker's compensation lawyer and fill out your compensation forms right away to get the process started. The sooner you do this, the sooner you will be able to start receiving the compensation you deserve while you are out of work and waiting to be cleared by your doctors so you can return to work.